Know where
you stand.
Stop worrying about your money. Cyclar gives you a clear, reliable view of your finances: what's due, what's coming, and whether you're making progress.
Most people have a vague sense of their finances. They know money comes in. Bills go out. Debt exists. But they don't have a clear picture of how it all fits together.
That uncertainty creates stress. A quiet worry that follows you everywhere.
Cyclar is built to answer all four.
Your recurring bills, all in one place.
Loans, subscriptions, utilities, spending: Cyclar organizes every recurring bill into categories that make sense. Set a recurrence once, and Cyclar generates every upcoming due date automatically.
See exactly what's due before your next paycheck.
The Manage view shows your cashflow for whatever window matters to you: next paycheck, end of month, or a custom range. Bills are organized into Outstanding, Unpaid, and Paid so you always know where things stand. Add one-time expenses on the fly without creating permanent templates.
Understand where your money actually goes.
Analytics shows your net cashflow, spending breakdown by category, and income vs. bills over time. Tap any chart to drill into the underlying transactions. Choose a range from the current month to the past year, or set a custom date window.
Watch your debt shrink over time.
The Debt Tracker shows every loan's progress, projected payoff date, and payment history in one view. Log balance updates, track additional payments, and see compound interest estimates. Progress bars show what you've paid off and how far you have left to go.
Built differently, on purpose.
You know your finances. Not just your app.
Automation-first tools track your money so you don't have to think about it. Cyclar takes the opposite approach: intentionally maintaining your own data builds real understanding. Over time, you trust yourself, not an algorithm.
Feels like an app. Works like one.
Spreadsheets break when life changes. Cyclar is built for mobile from the ground up: large tap targets, thumb-friendly navigation, instant feedback. The layout adapts as your bills change, no maintenance required.
No linking required.
Cyclar doesn't connect to your bank accounts. You enter what you want, when you want. No third-party sync, no permissions to revoke. You maintain the picture; you own the clarity.
Simple, honest pricing.
Start free. No card required. Upgrade when you're ready.
- Up to 5 recurring bills
- Up to 2 income sources
- One-time bills & income unlimited
- Analytics & Debt Tracker included
- Unlimited recurring bills
- Unlimited income sources
- Analytics & Debt Tracker
- Cancel anytime
Every new account starts with 30 days of full access: no card required. After the trial, choose Pro to keep unlimited access, or stay on the free plan at no cost.
Your finances, finally clear.
Get a clear picture of your finances in minutes. No setup fees. No bank linking. No credit card required.
Try free for 30 daysNo card required · Cancel anytime