Personal finance, finally clear
Know where
you stand.
Stop worrying about your money. Cyclar gives you a clear view of what's due, what's coming, and whether you're making progress. Check in on your phone, plan on your laptop.
Most people have a vague sense of their finances. They know money comes in. Bills go out. Debt exists. But they don't have a clear picture of how it all fits together.
That uncertainty creates stress. A quiet worry that follows you everywhere.
Cyclar is built to answer all four.
Every screen
Built for your phone. Ready for your laptop.
Cyclar doesn't just stretch on a bigger screen. It changes shape: thumb-friendly on mobile, a full ledger with sidebar navigation on desktop.
Phone-first for daily check-ins
Large tap targets, thumb-friendly navigation, and instant feedback. Mark a bill paid or check what's due before your next paycheck in seconds.
A real desktop app on a laptop
Sidebar navigation, your ledger at full width, and bill details that open beside your data instead of on top of it. Work through a month without losing your place.
Jump to anything instantly
Press ⌘K anywhere to search every bill, income source, and saved view. Type a few letters and Cyclar finds it.
Features
Everything you need to see clearly.
Your recurring bills, all in one place.
Loans, subscriptions, utilities, spending: Cyclar organizes every recurring bill into categories that make sense. Set a recurrence once, and Cyclar generates every upcoming due date automatically.
How to manage bills with Cyclar →
See exactly what's due before your next paycheck.
The Manage view shows your cashflow for whatever window matters to you: next paycheck, end of month, or a custom range. Bills are organized into Outstanding, Unpaid, and Paid so you always know where things stand.
How to plan paycheck to paycheck →
Understand where your money actually goes.
Analytics shows your net cashflow, spending breakdown by category, and income vs. bills over time. Tap any chart to drill into the underlying transactions, down to individual merchants.
How to see where your money goes →
Watch your debt shrink over time.
The Debt Tracker shows every loan's progress, projected payoff date, and payment history in one view. Log balance updates, track additional payments, and see compound interest estimates before you accept them.
How to track debt with Cyclar →
Built differently, on purpose.
You know your finances. Not just your app.
Automation-first tools track your money so you don't have to think about it. Cyclar takes the opposite approach: intentionally maintaining your own data builds real understanding. Over time, you trust yourself, not an algorithm.
Feels like an app on every device.
Spreadsheets break when life changes. On your phone: large tap targets and thumb-friendly navigation. On your laptop: a sidebar, your ledger at full width, and details beside your data. No formulas, no layout to rebuild.
No linking required.
Cyclar doesn't connect to your bank accounts. You enter what you want, when you want. No third-party sync, no permissions to revoke. You maintain the picture; you own the clarity.
Simple, honest pricing.
Start free. No card required. Upgrade when you're ready.
- Up to 10 recurring bills
- Up to 3 income sources
- One-time bills & income unlimited
- Analytics & Debt Tracker included
- Unlimited recurring bills
- Unlimited income sources
- Unlimited saved views
- Cancel anytime
Every new account starts with 30 days of full access: no card required. After the trial, choose Pro to keep unlimited access, or stay on the free plan at no cost.
Your finances, finally clear.
Get a clear picture of your finances in minutes. No setup fees. No bank linking. No credit card required.
Try free for 30 daysNo card required · Cancel anytime